Flexible Options
- 公平的市场价值租赁
- Capital Leases
- 全付期限融资
- Deferred Payment Options (for up to 6 months)
- Step Payment Options
Laerdal Simulation Financing Solution
融资和租赁选择以满足您的需求
Laerdal与Blue Street Capital合作，以帮助减少当今客户面临的主要障碍之一：缺乏资金。蓝街资本（Blue Street Capital）有各种各样的融资计划，可以帮助您为当今的模拟解决方案需求获得资金。金宝搏188手机登录网站Together with Blue Street Capital, Laerdal can help you identify the solutions for your simulation needs and then work with you and Blue Street Capital to find the best financial solution to maximize the benefits of financing and leasing.
蓝街资本发展创意financing and lease options to meet the needs of Laerdal customers that allow them to conserve their cash and working capital, as well as preserve their current lines of credit. In addition, the decision to lease simulation equipment can also result in a variety of tax benefits and deductions.
Blue Street Quote Calculator
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Blue Street Capital Application
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How can Blue Street Capital help?
Blue Street Capital can extend numerous ways to cost effectively finance your simulation needs. Together, we can assist you through all phases of your simulation equipment lifecycle, including assessment, acquisition, utilization, and disposal. Blue Street Capital has the ability to approve a wider range of credits than large banks and capital leasing companies. They can also finance a wider variety of equipment, software, and even services than most other financing institutions. With best-in-class financial options tailored to meet your specific needs, Blue Street Capital has you covered.
Payment terms normally range from two to three years with monthly payments, but we also offer shorter and longer payment terms as well as quarterly, semi-annual, and annual payment plans. Blue Street Capital’s process is quick and convenient with simple one-page lease applications, fast quotes, pre-approvals, competitive rates, preventive maintenance and extended warranty financing, and dedicated, experienced finance professionals assigned specifically to help Laerdal customers.
为您的模拟需求提供资金解决方案
Technology Refresh
Upgrade Equipment
租赁的最大好处之一是能够根据需要升级设备的能力。保持最前沿的唯一方法是在可用的过程中采用新技术。租赁使情况成为可能，而不会显着增加技术支出。
融资
Education,Technology, Software and Maintenance
Often, portions of your acquisition, such as software, education and maintenance programs can be difficult for other finance companies to manage. But with Blue Street Capital, they have intentionally created flexible, easy-to-manage payment plans for the services you need to complete even the most complex projects.
融资常见问题解答
What can be included in a financing agreement?
融资的优点之一是培训，运输，安装，软件和预防性维护可以融资并包括在融资付款中。与贷款融资不同，这些成本（也称为“软成本”）可以包括在融资协议中。
对于希望为仿真解决方案提供资金的Laerdal客户而言，融资过程是什么样的？
- Application is submitted
- 我们要求其他需要的任何财务信息
- After approval, documents are prepared for signature
- After signed documents are received, a purchase order is issued
- Equipment is delivered
Do I need to have insurance on the technology or equipment I am financing?
Insurance is required for the duration of the finance agreement. An Insurance Authorization page will be included with the initial document package. We can reach out to request the certificates of property and liability on your behalf.
Can I lease equipment if I have already purchased it?
Yes. This is known as a sale-leaseback. We can consider Sale Leaseback transactions, assuming the purchase took place within 60 days of the approval/review date and funded within 90 days of original purchase date.
Blue Street Capital提供营运资金选择吗？
Blue Street Capital确实提供了营运资金选择。总体产品结构 - 在7-10个工作日内，$ 25,000至50万美元，1 - 5年的任期和资金。请与我们联系以获取更多详细信息和结构选项。
通过现金，贷款或融资协议购买技术的主要区别是什么？
Payment Type & Features |
现金 |
贷款 |
Finance Agreement |
现金周转 |
Buying has an immediate impact on cash flow by diminishing cash reserves. | Down payment required and loan payments are generally higher than lease payments. | 不需要首付。融资通常有勒ss impact on cash flow due to lower payments. |
Line of Credit |
Liquid assets are depleted and may affect credit. | Taps the line of credit. | 不影响信用额度。 |
Equipment Risk |
The owner bears all the risk of equipment devaluation. Obsolescence must be tracked by the owner. | The owner bears all the risk of equipment devaluation. Obsolescence must be tracked by the owner. | In many finance agreements, the burden of taxes and insurance is managed by the financier. |
Asset Liability |
业主必须在书籍上管理资产责任。财务会计要求拥有的设备作为资产出现，并在资产负债表上具有相应的责任。 | Owners must manage asset liability on their books and are required to have equipment appear as an asset with a corresponding liability on the balance sheet. | 经营租赁资产支出。这些资产没有出现在资产负债表上，这可以提高财务比率。 |
利率风险 |
现金should be used for income producing investments since you pay with today’s dollars at today’s value. | 银行更喜欢以与Prime相关的浮动率或可变率借钱。利率风险在于客户，而不是银行。 | Payments are fixed for the finance agreement term. Pay with next year’s inflated dollars – take advantage of inflation. |
Soft Costs |
Soft costs such as installation, training can erode cash reserves. | 银行很少为软成本提供资金。通常需要现金。 | 融资may cover all soft costs including maintenance and software. |
Upgrade |
Owners must manage disposal/selling of outdated equipment. This can slow down the upgrade process. | Owners must manage the disposal/selling of outdated equipment. This can slow down the upgrade process. | 融资allows for easy upgrades or additions and keep the same payment by simply extending the lease term. |
What are the benefits of equipment financing?
Here are a few ways equipment financing can benefit your company:
- 100% Financing. Financing covers 100% of the equipment cost with room to add soft costs including training, installation, and maintenance.
- No Down Payment. A security deposit equal to two months rental payments is usually all that is required.
- 可能的税收节省*。如果一家公司处于34％的税率，并签订了融资协议，每月付款500美元，则该付款可能会降至330美元 - 每月节省170美元（$ 500 x 34％）或每年2040美元。*咨询您的税务顾问。
- Flexibility. Customize a lease to fit your particular situation with skip payments or seasonal payments.
- 利用通货膨胀来发挥您的优势。如果您为设备支付现金，则按今天的价值支付今天的美元。通过融资，您可以用明年的膨胀美元和下一年的支付付款。
- 立即增加利润。
通过融资，您只需要支付每月付款，以便从第一个月起获得盈利的新设备。财务协议的成本效益的示例：每月支付500美元除以30天=每日费用仅为$ 16.67！将$ 16.67的$ 16.67除8个工作时间，以获得2.36美元的小时费用！
- Preserve bank credit lines. Financing doesn’t affect your bank borrowing limits. You still have 100% of your credit available.
- Avoid obsolescence. Upgrade finances are easy with most modern equipment always available.
- 保护营运资金。现金没有捆绑在间接费用，这是免费的收入投资。融资可改善现金流，不需要首付。您可以购买所需的设备和软件，而无需通过100％的融资来捆绑资本。将营运资金用于业务的其他领域，例如扩展，改进，营销或研发。
- 融资协议可能会有会计福利。每月付款可以作为运营费用，而不是将设备作为资产征收
- Combine Multiple Vendors: Combine products from multiple vendors into one easy monthly payment.
- 速度和简单性：可以在几个小时内获得融资批准，并可以使您能够快速回应新的机会，并以最少的文档和繁文tape节的方式回应。通过融资，如果您的交易金额低于150,000美元，则通常不需要包含您的财务报表。
What are the tax benefits of financing equipment?
TAX BENEFITS: The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible expense where the entire payment may be 100% tax deductible. The equipment is not recorded as an asset, nor does it become a long-term liability, and instead can be treated as an off balance sheet operating expense.
税收处理由州和期限终止[买入选择]确定。文档费用在加利福尼亚应纳税。Blue Street Capital，LLC将收取营业税并将其汇入每个州。营业税将始终基于设备位置。